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 Understanding credit (Searchlight books. How do we use money?)
 Author: Mooney, Carla

 Publisher:  Lerner (2015)

 Dewey: 332.7
 Classification: Nonfiction
 Physical Description: 40 p., col. ill., 23 cm.

 BTSB No: 655084 ISBN: 9781467752299
 Ages: 8-11 Grades: 3-6

 Subjects:
 Credit
 Loans
 Money

Price: $6.50

Summary:
Learn about credit cards, loans, interest, and how to make good decisions about borrowing money.

Accelerated Reader Information:
   Interest Level: MG
   Reading Level: 4.60
   Points: .5   Quiz: 170519
Reading Counts Information:
   Interest Level: 3-5
   Reading Level: 4.40
   Points: 3.0   Quiz: 66935

Common Core Standards 
   Grade 3 → Reading → RI Informational Text → 3.RI Key Ideas & Details
   Grade 3 → Reading → RI Informational Text → 3.RI Craft & Structure
   Grade 3 → Reading → RI Informational Text → 3.RI Integration of Knowledge & Ideas
   Grade 3 → Reading → RI Informational Text → Texts Illustrating Complexity, Quality, & Range of
   Grade 4 → Reading → RI Informational Text → 4.RI Key Ideas & Details
   Grade 4 → Reading → RI Informational Text → 4.RI Craft & Structure
   Grade 4 → Reading → RI Informational Text → 4.RI Integration of Knowledge & Ideas
   Grade 4 → Reading → RI Informational Text → 4.RI Range of Reading & Level of Text Complexity
   Grade 4 → Reading → RI Informational Text → Texts Illustrating the Complexity, Quality, & Rang

Reviews:
   School Library Journal (04/01/15)

Full Text Reviews:

School Library Journal - 04/01/2015 Gr 2–5—These texts break down the most essential components of financial literacy for young readers, illustrating how to handle money carefully and make smart choices. "Decision Time" charts put children in the driver's seat and ask them to make decisions, such as whether to pay with cash or credit. The visual graphics break down these complex ideas clearly and comprehensibly. The children featured look authentic and are from a variety of backgrounds. The books offer effective and concrete tips young people will easily grasp, such as motivating oneself by putting a photograph of a purchase goal on one's piggy bank or setting it as one's computer screensaver. Sidebars with numbers and percentages as well as numerous charts are useful. At times, however, the design is rather lackluster: dark greens and oranges give the cover a dated feel, and the selection of photos and graphics seem tired. VERDICT A suitable but unexceptional series. - Copyright 2015 Publishers Weekly, Library Journal and/or School Library Journal used with permission.

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